Tenant Rights Checklist — Fair Housing Act

What Your Landlord CAN and CANNOT Do: The Complete ESA Checklist

Under the Fair Housing Act, landlords have specific rights — and specific limits. Here's the full breakdown, sourced from federal law and HUD guidance. Share this with anyone who needs it.

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The Main Checklist

Landlord ESA Checklist: Federal Law Under 42 U.S.C. § 3604

What Landlords CAN Do

Request ESA documentation May ask for a letter from a licensed mental health professional confirming disability-related need. FHA § 3604(f)(3)(B)
Ask if the tenant has a disability-related need If disability is not apparent, may ask whether the tenant has a disability-related need for the animal. HUD FHEO-2020-01 (guidance withdrawn Sept 2025; statute unchanged)
Deny if the animal poses a direct threat May deny if the specific animal poses a documented, individualized direct threat to health or safety that cannot be reduced with reasonable accommodation. FHA § 3604(f)(9)
Hold tenant responsible for animal-caused damage May charge tenant for actual damage caused by the ESA (beyond normal wear and tear), just as for any tenancy.
Engage in an interactive process May request additional information if initial documentation is insufficient, within reasonable limits. FHA reasonable accommodation requirement
Apply standard lease terms to tenant Lease rules that apply to all tenants (noise, cleanliness, etc.) may still apply.

What Landlords CANNOT Do

Charge pet fees, pet deposits, or pet rent for an ESA ESAs are not pets. Pet fees of any kind for ESAs violate the FHA. FHA § 3604(f)(3)(B) — confirmed by multiple federal courts
Apply a "no pets" policy to an ESA No-pet policies do not apply to emotional support animals. FHA — housing discrimination by disability
Enforce breed or size restrictions against an ESA Breed and weight limits that apply to pets cannot be applied to ESAs. FHA reasonable accommodation requirement
Require ESA registration, certification, or ID cards No government ESA registry exists. Online ESA IDs, vests, and certificates are not legally required. FHA — no registration requirement
Ask about the nature or severity of the disability Cannot require medical records, diagnosis details, or information about the nature of the disability. FHA, ADA privacy protections
Require a third-party pet screening fee for an ESA Charging a fee to "verify" an ESA through a third-party service is prohibited. FHA — ESA accommodation is not a pet screening matter
Deny without individualized assessment Cannot apply blanket policies against ESAs. Must assess each accommodation request individually. FHA reasonable accommodation standard
Retaliate for asserting ESA rights Cannot raise rent, issue notices, or threaten eviction because a tenant filed a complaint or asserted their ESA rights. FHA § 3617 — anti-retaliation provision
Ignore an accommodation request Must engage in an interactive process and respond within a reasonable time (typically 10 business days). Non-response may itself be a violation.

⚠ Gray Areas: What Landlords May Be Able to Do (Depends on Circumstances)

Verify that documentation is legitimate. Landlords may question whether an ESA letter is authentic, but cannot require specific forms or verification services. A letter from a licensed provider with contact information is generally sufficient.
Deny an ESA for a specific documented direct threat. A specific history of the animal causing documented injury may support denial — but this requires individualized assessment, not breed or size assumptions.
Request updated documentation after a long period. If circumstances have significantly changed, a landlord may request updated documentation — but cannot do so routinely or to harass the tenant.

ESA Landlord Checklist FAQ

Can a landlord charge a pet deposit for an emotional support animal?

No. Under the Fair Housing Act, emotional support animals are not pets. Landlords cannot charge pet deposits, pet fees, or pet rent for ESAs. This applies even if the landlord has a standard pet deposit policy for other tenants.

Can a landlord require a specific breed or size limit for an ESA?

No. Landlords cannot apply breed restrictions or weight limits to emotional support animals. Breed and size restrictions that apply to pets do not apply to ESAs under the Fair Housing Act.

Can a landlord ask about my disability or require medical records for an ESA?

No. Landlords cannot ask about the specific nature of your disability, require medical records, or demand detailed information about your diagnosis. They may only ask whether you have a disability-related need for the animal and request documentation from a healthcare provider confirming that need.

What if my landlord did something on the "cannot" list?

Document it in writing. Send a formal response letter citing the Fair Housing Act. File a free complaint with HUD at hud.gov/complaint. Contact a fair housing attorney — many take ESA cases on contingency. Courts have awarded up to $1,000,000 in ESA discrimination cases.

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Also see: Denial Letter Template · State ESA Laws · ESA vs. Service Animal